Platform /ExposureHub

Real-time exposure visibility across your entire portfolio.

ExposureHub is a modular, fully configurable exposure management platform built for insurers, reinsurers, brokers, and risk managers. Visual portfolio modeling, geocoding-based mapping, and AI-driven analytics give your team an accurate, real-time view of how exposure is distributed so you can underwrite with confidence and respond before accumulations become problems.

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ExposureHub portfolio map
Real-time

Exposure visibility as portfolio data changes.

Multi-peril

Wind, flood, quake, wildfire, and more.

Module-based

Deploy what you need, expand over time.

Fully configurable

To your workflows, data model, and users.

Exposure data is one of your most valuable assets. Most organizations aren't using it that way.

  • Exposure data spread across spreadsheets, legacy systems, and manual loss run reports
  • No real-time view of how accumulation is building across geographies, classes, or clients
  • Data quality issues surface after decisions have already been made
  • Regulatory pressure from market bodies demands more rigorous, timely exposure reporting
  • Multi-source data from different carriers and regions arrives in incompatible formats
  • Catastrophe events expose blind spots that structured exposure management would have surfaced earlier
Real World Situation

We're writing risk across 13 classes in 28 countries. Our exposure team spends more time reformatting data from different sources than analyzing it. By the time we have a consolidated view, the market has moved.

ExposureHub was built for exactly this. A centralized, configurable exposure management platform that consolidates portfolio data, applies geocoding intelligence, and surfaces accumulation risks in real time, so your team spends time on decisions, not data preparation.

A modular platform built around the full exposure management lifecycle.

Each module addresses a distinct stage of exposure management. Deploy what your program needs today and expand as requirements grow.

DQ Module

Exposure data quality is the foundation of accurate underwriting. The DQ Module detects and corrects data issues before they flow through to analytics, reporting, or regulatory submissions.

  • Automated validation against configurable quality rules
  • Early detection of missing, inconsistent, or out-of-range values
  • Trend analysis to identify recurring data quality patterns
  • Correction workflows with audit trail per record
  • Supports loyalty and regulatory compliance requirements

Insight Module

Run instant exposure checks and analyze portfolio trends across geographies, lines, and clients. Interactive dashboards surface accumulation risks and outliers before they become material issues.

  • Real-time portfolio analytics and accumulation monitoring
  • Geocoding-based mapping for geographic exposure distribution
  • Drill-down by geography, line of business, client, or peril
  • AI-driven analytics to identify concentration risks
  • Catastrophe scenario modeling and post-event loss estimation

ConfigHub

Every client's exposure management process is different. ConfigHub gives your team complete control over validation rules, data models, workflows, and export formats, fully integrated within your governance structure.

  • Customize validation rules without IT dependency
  • Configure workflows to match your team's processes
  • Define data models and field mappings per client or program
  • Control export formats and downstream system connections
  • User-level permissions and access governance

Energy Module

A mature, production-ready module purpose built for energy sector exposure management. Available for immediate deployment for clients writing upstream, downstream, or power generation risk.

  • Pre-built data formats for asset classes
  • Upstream and downstream risk segmentation
  • Asset location geocoding for offshore and onshore facilities
  • Loss scenario modeling for energy-specific perils
  • Ready to deploy without configuration from scratch

Platform Capabilities

Multi-Source Data Import

Accept exposure data through file import, API integration, or direct entry. Normalize data from multiple carriers, brokers, and systems into a consistent structure automatically.

Geocoding Intelligence

Location data enriched and validated with geocoding precision. Risk locations resolved to accurate coordinates for mapping, zone assignment, and catastrophe model integration.

Interactive Global Maps

Portfolio exposure visualized on interactive global maps. Drill into specific geographies, identify accumulation areas, and anticipate loss concentrations before events occur.

High-Volume Processing

Exceptional processing speeds even with very large datasets. Built on scalable architecture so platform performance does not degrade as portfolio size and data complexity grow.

Third-Party Model Integration

Connect complementary catastrophe models and data augmentation services from specialist providers. ExposureHub acts as the integration layer between your exposure data and external models.

Hosting Flexibility

Deploy on your own infrastructure with Ebix Risk-managed services or as a hosted private cloud. Both options provide the same platform capability with full data governance control.

From raw exposure data to portfolio decision in one connected workflow.

ExposureHub guides data through every stage of the exposure management lifecycle without manual handoffs.

1
Data Ingested

Exposure data enters via file import, API, or direct entry from multiple sources — carriers, brokers, TPAs, and internal systems.

2
Quality Checked

The DQ Module validates every record against your configured rules. Issues flagged with correction tools that affect analysis or reporting.

3
Geocoded & Mapped

Locations resolved to precise coordinates. Exposure distributed across geographies and peril zones in the Insight Module's interactive map view.

4
Accumulations Surfaced

Portfolio analytics identify accumulation risks. Concentrations and AI-defined alert thresholds — in real time.

5
Decisions Made

Underwriting, risk managers, and portfolio analysts act on insights. Exports, reports, and model feeds generated on demand.

Built for every team that depends on accurate exposure data.

Insurers & Reinsurers
Underwrite with a real-time view of portfolio concentration.

Know your accumulation positions before you bind the next risk. ExposureHub gives underwriting and exposure teams a shared, current view of portfolio distribution across geographies, perils, and product lines.

Brokers & MGAs
Report responsibly to carriers on behalf of your clients.

End-to-end policy lifecycle management with automated reporting to carrier partners. Visibility into your exposure distribution and governance obligations as your team focuses on client relationships.

Enterprise Risk Teams
Centralize exposure data across your entire program.

Consolidate exposure from multiple lines, regions, and systems into one operating picture. Identify concentration risks before they compromise budgets and update risk models in real time from post-event data.

ExposureHub. Fits your existing ecosystem.

ExposureHub accepts data from multiple input channels and outputs to internal catastrophe models and location enrichment services. When paired with RiskEnvision, exposure and claims data share one operating picture.

See your exposure portfolio in one clear view.

ExposureHub is already deployed across 18+ underwriting clients in the London market and available now in the U.S. One call is enough to scope whether it fits your program.

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Common questions about ExposureHub.

ExposureHub is designed for insurers, reinsurers, brokers, and MGAs who need to manage portfolio exposure data at scale. It supports both experienced exposure managers who need advanced analytics capability and occasional users who benefit from an intuitive, guided interface. The platform has been deployed primarily in the London market and is now available in the U.S.

ExposureHub accepts exposure data through file import, direct API integration with external systems, and manual entry. The platform normalizes data from multiple carriers, brokers, and systems into a consistent format automatically. The DQ Module validates and flags quality issues before data flows into analytics or reporting, so inconsistent inputs don't produce misleading outputs.

Yes. ExposureHub is designed to connect with third-party catastrophe model providers and location data augmentation services. Ebix actively works with specialist providers to maintain integrations that extend ExposureHub's native analytics with industry-standard cat model outputs. Your exposure data can be formatted and exported for direct consumption by external models.

Yes. ExposureHub integrates natively with RiskEnvision so that exposure data surfaces alongside claims, reserve, and TCOR analytics in one connected operating picture. Organizations that need both claims management and exposure management capabilities can operate both platforms from a single Ebix relationship, with data shared between them without manual exports or third-party connectors.

ExposureHub can be hosted on your own infrastructure with Ebix specialist support for installation and configuration, or deployed on Ebix's managed private cloud where Ebix handles infrastructure management on your behalf. Both options provide the same platform capability. Hosting decisions are made during onboarding based on your data governance requirements and IT environment.